School Uniform Loans

If you’re looking for fair and affordable finance, our team is here to help you. That’s the Moneywise way.

School uniforms are one of the biggest expenses for parents. Once your child begins to outgrow clothes quicker than ever before, the costs can become more frequent and unmanageable.

The Children’s Society found that, in 2020, school uniforms cost £315 per primary school child per year, and £337 per child at secondary school each year. Just for their school clothes!

What’s more, one in eight parents have been forced to cut back on essentials including food and clothing in order to be able to afford school uniforms. And nobody should have to do that.

With the current cost-of-living crisis, these statistics will only have worsened. We want to support parents who are struggling to afford these essentials in any and every way we can.

That’s why we’ve created a school uniform loan.

To be eligible you must:

  • Be aged over 18
  • Agree to Moneywise Credit Union rules

New members please apply here for your School Uniform Loan.

Existing members please apply here for your School Uniform Loan.


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£50     £15,000
3 months     24 months
pay/mo Interest
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Membership is open to all who live and work in the Tyne and Wear, County Durham, Teesside or Northumberland region.

Joining Moneywise is free, subject to a £1 annual membership fee,  all we ask is that you save regularly to support our funds for lending. We only lend to members so you can be confident your savings are being used to support like-minded individuals.

South Tees Community Bank

South Tees Community Bank and Moneywise Credit Union Ltd merged into one business in December 2017. Moneywise is the regulated name and South Tees Community Bank is a trading name of the merged organisation.

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